Tariffs
Mortgage meditation
You will see this everywhere: a tariff depends on the case. Complex cases require more time, and thus are more expensive.
What can bring down the costs?
- Both of you have a permanent contract
- Both of you only need the base income for the mortgage
- You are prompt with sending documents
- You already know a lot about mortgages, and know already what you want/need
- You have a realtor with whom you put me in contact with
What could raise the costs?
- You’re buying your second house
- You want to rent out a house
- You’re a freelancer
- You’re a freelancer, shorter than 3 years
- You’re an expat, or don’t know the Dutch language fluently
- You’re divorced, or are going to
- Your salary components have unfixed parts like mobility budget, overtime, irregular salary or bonusses
Purchase guidance
Purchase guidance is only possible together with the mortgage mediation. The guidance (by tax law) are non deductible. In the guidance I will search houses together with you, arrange for viewings, give market insights and help you establish a good bid. The costs are also depending on the searchprofile.
What can bring down the costs?
- You are not particular about a certain area
- You have plenty of time or flexibility to come for viewings
- You have a decent amount of savings, in order to be flexible
- Your budget is beyond €350.000
What could raise the costs?
- You want to move in a specific area, and are not flexible
- You have tight (work)schedules, and don’t have time for viewings
- Your savings are lesser than €25.000
- Your budget is below €300.000. This is the range where investors and most households (middle incomes) are buying, and therefore making it very competitive
Second opinion
The second opinion is possible at any given moment. If you already have your mortgagecontract, or perhaps you're in the middle of the process, and don't like how it's going.
€300
If after the secod opinion turns out I can get you a better deal, you will be eligable for a lowered tariff, provided you already have to pay something to your current advisor.
